Call reports 2003
1ST REGENTS BANK — 2003
What 1ST REGENTS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 40,175,000 | 38,379,000 | 46,562,000 | 40,819,000 |
| Total loans | 21,940,000 | 26,549,000 | 29,309,000 | 30,483,000 |
| Allowance for loan losses | 237,000 | 287,000 | 322,000 | 344,000 |
| Securities available for sale | 4,432,000 | 4,515,000 | 4,730,000 | 4,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,854,000 | 31,146,000 | 37,579,000 | 33,473,000 |
| Interest-bearing deposits | 14,768,000 | 16,483,000 | 19,247,000 | 20,329,000 |
| Noninterest-bearing deposits | 18,086,000 | 14,663,000 | 18,332,000 | 13,144,000 |
| Equity capital | 6,796,000 | 6,944,000 | 7,029,000 | 7,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 1,023,000 | 1,597,000 | 2,202,000 |
| Interest expense | 92,000 | 188,000 | 305,000 | 425,000 |
| Net interest income | 368,000 | 835,000 | 1,292,000 | 1,777,000 |
| Noninterest income | 7,000 | 18,000 | 28,000 | 39,000 |
| Noninterest expense | 245,000 | 534,000 | 857,000 | 1,216,000 |
| Provision for loan losses | 46,000 | 96,000 | 131,000 | 153,000 |
| Pretax income | 84,000 | 223,000 | 332,000 | 447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 223,000 | 332,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,733,000 | 6,872,000 | 6,981,000 | 7,096,000 |
| Total capital | 6,970,000 | 7,159,000 | 7,303,000 | 7,440,000 |
| Risk-weighted assets | 25,935,000 | 32,661,000 | 37,937,000 | 37,399,000 |
Machine access — free, no API key
Every figure shown here about 1ST REGENTS BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.