Call reports 2020
HUNTINGDON SAVINGS BANK — 2020
What HUNTINGDON SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 16,298,000 | 16,474,000 | 16,859,000 | 15,685,000 |
| Total loans | 13,531,000 | 13,386,000 | 12,842,000 | 12,382,000 |
| Allowance for loan losses | 84,000 | 85,000 | 87,000 | 88,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,707,000 | 12,875,000 | 13,233,000 | 12,041,000 |
| Interest-bearing deposits | 12,707,000 | 12,875,000 | 13,233,000 | 12,041,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,564,000 | 3,578,000 | 3,600,000 | 3,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 338,000 | 508,000 | 663,000 |
| Interest expense | 47,000 | 92,000 | 136,000 | 174,000 |
| Net interest income | 124,000 | 246,000 | 372,000 | 489,000 |
| Noninterest income | 2,000 | 4,000 | 6,000 | 7,000 |
| Noninterest expense | 102,000 | 203,000 | 298,000 | 380,000 |
| Provision for loan losses | 1,000 | 2,000 | 4,000 | 5,000 |
| Pretax income | 23,000 | 45,000 | 76,000 | 111,000 |
| Income tax | 7,000 | 13,000 | 23,000 | 30,000 |
| Net income | 16,000 | 32,000 | 53,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,564,000 | 3,578,000 | 3,600,000 | 3,628,000 |
| Total capital | 3,648,000 | 3,663,000 | 3,687,000 | 3,716,000 |
| Risk-weighted assets | 7,720,000 | 7,685,000 | 7,652,000 | 7,275,000 |