Call reports 2016
HUNTINGDON SAVINGS BANK — 2016
What HUNTINGDON SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 16,590,000 | 16,399,000 | 18,025,000 | 18,799,000 |
| Total loans | 13,052,000 | 12,445,000 | 12,300,000 | 12,250,000 |
| Allowance for loan losses | 83,000 | 83,000 | 83,000 | 83,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,417,000 | 13,204,000 | 14,814,000 | 15,561,000 |
| Interest-bearing deposits | 13,417,000 | 13,204,000 | 14,814,000 | 15,561,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,138,000 | 3,158,000 | 3,179,000 | 3,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 339,000 | 500,000 | 661,000 |
| Interest expense | 44,000 | 88,000 | 132,000 | 177,000 |
| Net interest income | 126,000 | 251,000 | 368,000 | 484,000 |
| Noninterest income | 2,000 | 4,000 | 7,000 | 9,000 |
| Noninterest expense | 81,000 | 178,000 | 266,000 | 331,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 77,000 | 109,000 | 162,000 |
| Income tax | 15,000 | 25,000 | 35,000 | 52,000 |
| Net income | 32,000 | 52,000 | 74,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,138,000 | 3,158,000 | 3,179,000 | 3,215,000 |
| Total capital | 3,221,000 | 3,241,000 | 3,262,000 | 3,298,000 |
| Risk-weighted assets | 7,384,000 | 7,159,000 | 13,478,000 | 13,174,000 |