Call reports 2015
HUNTINGDON SAVINGS BANK — 2015
What HUNTINGDON SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 16,076,000 | 16,204,000 | 16,443,000 | 16,503,000 |
| Total loans | 11,761,000 | 11,715,000 | 12,308,000 | 13,146,000 |
| Allowance for loan losses | 83,000 | 83,000 | 83,000 | 83,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,020,000 | 13,125,000 | 13,319,000 | 13,343,000 |
| Interest-bearing deposits | 13,020,000 | 13,125,000 | 13,319,000 | 13,343,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,022,000 | 3,035,000 | 3,058,000 | 3,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 160,000 | 316,000 | 477,000 | 649,000 |
| Interest expense | 44,000 | 90,000 | 136,000 | 183,000 |
| Net interest income | 116,000 | 226,000 | 341,000 | 466,000 |
| Noninterest income | 3,000 | 5,000 | 7,000 | 10,000 |
| Noninterest expense | 71,000 | 157,000 | 232,000 | 306,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 74,000 | 116,000 | 170,000 |
| Income tax | 16,000 | 30,000 | 49,000 | 55,000 |
| Net income | 32,000 | 44,000 | 67,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,022,000 | 3,035,000 | 3,058,000 | 3,107,000 |
| Total capital | 3,105,000 | 3,118,000 | 3,141,000 | 3,190,000 |
| Risk-weighted assets | 16,159,000 | 16,287,000 | 16,526,000 | 16,586,000 |