Call reports 2010
HUNTINGDON SAVINGS BANK — 2010
What HUNTINGDON SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 16,817,000 | 17,623,000 | 16,884,000 | 15,600,000 |
| Total loans | 11,152,000 | 11,522,000 | 11,772,000 | 11,468,000 |
| Allowance for loan losses | 83,000 | 83,000 | 83,000 | 83,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,237,000 | 12,039,000 | 11,271,000 | 11,463,000 |
| Interest-bearing deposits | 12,237,000 | 12,039,000 | 11,271,000 | 11,463,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,558,000 | 2,573,000 | 2,591,000 | 2,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 180,000 | 371,000 | 561,000 | 752,000 |
| Interest expense | 89,000 | 179,000 | 264,000 | 348,000 |
| Net interest income | 91,000 | 192,000 | 297,000 | 404,000 |
| Noninterest income | 1,000 | 2,000 | 1,000 | 1,000 |
| Noninterest expense | 73,000 | 150,000 | 228,000 | 297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 44,000 | 70,000 | 108,000 |
| Income tax | 6,000 | 14,000 | 23,000 | 31,000 |
| Net income | 13,000 | 30,000 | 47,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,558,000 | 2,573,000 | 2,591,000 | 2,622,000 |
| Total capital | 2,624,000 | 2,639,000 | 2,657,000 | 2,688,000 |
| Risk-weighted assets | 6,985,000 | 7,260,000 | 7,166,000 | 6,815,000 |