Call reports 2025
EAGLE BANK AND TRUST COMPANY — 2025
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 486,074,000 | 479,332,000 | 479,489,000 | 498,100,000 |
| Total loans | 193,236,000 | 201,812,000 | 209,674,000 | 212,730,000 |
| Allowance for loan losses | 2,396,000 | 2,465,000 | 2,478,000 | 2,636,000 |
| Securities available for sale | 198,627,000 | 179,990,000 | 180,302,000 | 171,625,000 |
| Securities held to maturity | 56,318,000 | 56,175,000 | 55,681,000 | 55,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,574,000 | 414,944,000 | 409,783,000 | 427,447,000 |
| Interest-bearing deposits | 336,782,000 | 322,728,000 | 322,427,000 | 334,098,000 |
| Noninterest-bearing deposits | 84,792,000 | 92,216,000 | 87,356,000 | 93,349,000 |
| Equity capital | 60,131,000 | 59,920,000 | 64,928,000 | 66,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,396,000 | 11,102,000 | 16,826,000 | 22,726,000 |
| Interest expense | 1,773,000 | 3,545,000 | 5,282,000 | 7,101,000 |
| Net interest income | 3,623,000 | 7,557,000 | 11,544,000 | 15,625,000 |
| Noninterest income | 3,426,000 | 7,969,000 | 12,903,000 | 17,229,000 |
| Noninterest expense | 6,556,000 | 13,620,000 | 21,123,000 | 28,058,000 |
| Provision for loan losses | 32,000 | 140,000 | 173,000 | 353,000 |
| Pretax income | 461,000 | 1,766,000 | 3,151,000 | 4,050,000 |
| Income tax | 13,000 | 281,000 | 409,000 | 661,000 |
| Net income | 448,000 | 1,485,000 | 2,742,000 | 3,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,094,000 | 78,131,000 | 79,387,000 | 79,406,000 |