Call reports 2023
EAGLE BANK AND TRUST COMPANY — 2023
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 461,864,000 | 460,835,000 | 450,917,000 | 471,019,000 |
| Total loans | 141,570,000 | 165,104,000 | 165,738,000 | 166,791,000 |
| Allowance for loan losses | 2,226,000 | 2,311,000 | 2,214,000 | 2,156,000 |
| Securities available for sale | 215,718,000 | 201,224,000 | 185,343,000 | 195,588,000 |
| Securities held to maturity | 57,211,000 | 57,185,000 | 57,158,000 | 57,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,065,000 | 402,516,000 | 396,320,000 | 410,033,000 |
| Interest-bearing deposits | 308,626,000 | 314,514,000 | 311,638,000 | 318,537,000 |
| Noninterest-bearing deposits | 92,439,000 | 88,002,000 | 84,682,000 | 91,496,000 |
| Equity capital | 57,838,000 | 55,495,000 | 51,641,000 | 57,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,157,000 | 8,638,000 | 13,285,000 | 18,021,000 |
| Interest expense | 1,039,000 | 2,318,000 | 3,770,000 | 5,317,000 |
| Net interest income | 3,118,000 | 6,320,000 | 9,515,000 | 12,704,000 |
| Noninterest income | 3,516,000 | 7,338,000 | 11,173,000 | 14,341,000 |
| Noninterest expense | 6,411,000 | 13,208,000 | 19,665,000 | 25,606,000 |
| Provision for loan losses | -69,000 | 25,000 | -65,000 | 0 |
| Pretax income | 292,000 | 300,000 | 1,023,000 | 1,439,000 |
| Income tax | -195,000 | -308,000 | -284,000 | -153,000 |
| Net income | 487,000 | 608,000 | 1,307,000 | 1,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,654,000 | 73,775,000 | 74,474,000 | 74,314,000 |