Call reports 2022
EAGLE BANK AND TRUST COMPANY — 2022
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 478,193,000 | 477,731,000 | 468,285,000 | 473,884,000 |
| Total loans | 168,623,000 | 160,777,000 | 145,507,000 | 137,593,000 |
| Allowance for loan losses | 3,662,000 | 3,650,000 | 3,640,000 | 2,575,000 |
| Securities available for sale | 180,574,000 | 194,999,000 | 196,053,000 | 205,885,000 |
| Securities held to maturity | 56,323,000 | 56,297,000 | 56,271,000 | 56,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,022,000 | 417,429,000 | 412,290,000 | 417,215,000 |
| Interest-bearing deposits | 318,201,000 | 322,266,000 | 316,564,000 | 317,827,000 |
| Noninterest-bearing deposits | 92,821,000 | 95,163,000 | 95,726,000 | 99,388,000 |
| Equity capital | 64,390,000 | 58,033,000 | 53,266,000 | 53,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,600,000 | 7,570,000 | 11,594,000 | 15,668,000 |
| Interest expense | 299,000 | 624,000 | 1,049,000 | 1,773,000 |
| Net interest income | 3,301,000 | 6,946,000 | 10,545,000 | 13,895,000 |
| Noninterest income | 6,906,000 | 13,364,000 | 19,260,000 | 23,125,000 |
| Noninterest expense | 9,257,000 | 18,038,000 | 26,097,000 | 33,153,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,000,000 |
| Pretax income | 1,003,000 | 2,325,000 | 3,761,000 | 4,920,000 |
| Income tax | 251,000 | 528,000 | 491,000 | 722,000 |
| Net income | 752,000 | 1,797,000 | 3,270,000 | 4,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,478,000 | 71,522,000 | 72,995,000 | 73,032,000 |