Call reports 2020
EAGLE BANK AND TRUST COMPANY — 2020
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 397,004,000 | 427,281,000 | 448,318,000 | 458,393,000 |
| Total loans | 213,929,000 | 237,812,000 | 265,416,000 | 222,321,000 |
| Allowance for loan losses | 3,502,000 | 3,779,000 | 4,118,000 | 3,660,000 |
| Securities available for sale | 150,366,000 | 147,440,000 | 147,124,000 | 149,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,384,000 | 355,504,000 | 361,887,000 | 380,731,000 |
| Interest-bearing deposits | 250,357,000 | 267,270,000 | 274,800,000 | 287,547,000 |
| Noninterest-bearing deposits | 59,027,000 | 88,234,000 | 87,087,000 | 93,184,000 |
| Equity capital | 57,556,000 | 61,095,000 | 63,482,000 | 67,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,012,000 | 8,521,000 | 13,099,000 | 17,672,000 |
| Interest expense | 699,000 | 1,302,000 | 1,859,000 | 2,371,000 |
| Net interest income | 3,313,000 | 7,219,000 | 11,240,000 | 15,301,000 |
| Noninterest income | 5,305,000 | 13,846,000 | 26,130,000 | 41,529,000 |
| Noninterest expense | 7,094,000 | 16,415,000 | 30,009,000 | 44,326,000 |
| Provision for loan losses | 453,000 | 778,000 | 1,118,000 | 1,364,000 |
| Pretax income | 1,071,000 | 3,895,000 | 6,266,000 | 11,186,000 |
| Income tax | 302,000 | 816,000 | 1,211,000 | 2,408,000 |
| Net income | 769,000 | 3,079,000 | 5,055,000 | 8,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,408,000 | 57,110,000 | 59,118,000 | 62,395,000 |