Call reports 2019
EAGLE BANK AND TRUST COMPANY — 2019
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 398,577,000 | 426,621,000 | 420,770,000 | 397,795,000 |
| Total loans | 227,153,000 | 243,270,000 | 246,852,000 | 224,212,000 |
| Allowance for loan losses | 2,971,000 | 2,968,000 | 3,192,000 | 3,053,000 |
| Securities available for sale | 134,399,000 | 144,126,000 | 139,581,000 | 135,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,936,000 | 310,092,000 | 321,156,000 | 321,871,000 |
| Interest-bearing deposits | 253,041,000 | 251,536,000 | 264,797,000 | 267,730,000 |
| Noninterest-bearing deposits | 56,895,000 | 58,556,000 | 56,359,000 | 54,141,000 |
| Equity capital | 50,029,000 | 52,560,000 | 54,895,000 | 55,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,164,000 | 8,718,000 | 13,532,000 | 18,121,000 |
| Interest expense | 761,000 | 1,634,000 | 2,608,000 | 3,465,000 |
| Net interest income | 3,403,000 | 7,084,000 | 10,924,000 | 14,656,000 |
| Noninterest income | 3,107,000 | 7,581,000 | 13,220,000 | 19,063,000 |
| Noninterest expense | 6,115,000 | 13,141,000 | 20,694,000 | 29,140,000 |
| Provision for loan losses | 0 | 0 | 230,000 | 512,000 |
| Pretax income | 395,000 | 1,625,000 | 3,321,000 | 4,168,000 |
| Income tax | 2,000 | 39,000 | 365,000 | 704,000 |
| Net income | 393,000 | 1,586,000 | 2,956,000 | 3,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,248,000 | 51,441,000 | 52,811,000 | 53,640,000 |
| Total capital | 53,219,000 | 54,409,000 | 55,919,000 | 56,615,000 |
| Risk-weighted assets | 245,833,000 | 258,218,000 | 248,554,000 | 237,942,000 |