Call reports 2016
EAGLE BANK AND TRUST COMPANY — 2016
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 392,849,000 | 395,884,000 | 392,491,000 | 393,340,000 |
| Total loans | 168,647,000 | 176,065,000 | 173,631,000 | 190,723,000 |
| Allowance for loan losses | 2,281,000 | 2,316,000 | 2,360,000 | 2,580,000 |
| Securities available for sale | 194,199,000 | 187,432,000 | 177,213,000 | 169,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,107,000 | 309,156,000 | 301,204,000 | 307,838,000 |
| Interest-bearing deposits | 260,814,000 | 253,535,000 | 248,716,000 | 255,884,000 |
| Noninterest-bearing deposits | 54,293,000 | 55,621,000 | 52,488,000 | 51,954,000 |
| Equity capital | 46,397,000 | 47,477,000 | 48,020,000 | 45,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,241,000 | 6,402,000 | 9,501,000 | 12,655,000 |
| Interest expense | 484,000 | 963,000 | 1,418,000 | 1,855,000 |
| Net interest income | 2,757,000 | 5,439,000 | 8,083,000 | 10,800,000 |
| Noninterest income | 909,000 | 2,040,000 | 3,379,000 | 4,494,000 |
| Noninterest expense | 2,791,000 | 5,711,000 | 8,922,000 | 12,071,000 |
| Provision for loan losses | 45,000 | 60,000 | 120,000 | 385,000 |
| Pretax income | 830,000 | 1,708,000 | 2,420,000 | 2,838,000 |
| Income tax | 206,000 | 422,000 | 566,000 | 547,000 |
| Net income | 624,000 | 1,286,000 | 1,854,000 | 2,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,411,000 | 45,073,000 | 45,641,000 | 45,632,000 |
| Total capital | 46,692,000 | 47,389,000 | 48,001,000 | 48,212,000 |
| Risk-weighted assets | 214,483,000 | 216,821,000 | 218,475,000 | 225,855,000 |