Call reports 2015
EAGLE BANK AND TRUST COMPANY — 2015
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 382,684,000 | 373,160,000 | 378,974,000 | 390,027,000 |
| Total loans | 143,763,000 | 147,631,000 | 156,276,000 | 165,298,000 |
| Allowance for loan losses | 1,988,000 | 2,073,000 | 2,115,000 | 2,241,000 |
| Securities available for sale | 212,634,000 | 199,959,000 | 192,174,000 | 190,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,258,000 | 305,471,000 | 301,968,000 | 316,293,000 |
| Interest-bearing deposits | 258,417,000 | 251,564,000 | 249,777,000 | 263,651,000 |
| Noninterest-bearing deposits | 57,841,000 | 53,907,000 | 52,191,000 | 52,642,000 |
| Equity capital | 45,074,000 | 44,141,000 | 45,600,000 | 44,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,170,000 | 6,395,000 | 9,496,000 | 12,708,000 |
| Interest expense | 394,000 | 806,000 | 1,211,000 | 1,663,000 |
| Net interest income | 2,776,000 | 5,589,000 | 8,285,000 | 11,045,000 |
| Noninterest income | 822,000 | 1,757,000 | 2,746,000 | 3,620,000 |
| Noninterest expense | 2,582,000 | 5,473,000 | 8,303,000 | 11,127,000 |
| Provision for loan losses | 120,000 | 205,000 | 260,000 | 495,000 |
| Pretax income | 896,000 | 1,668,000 | 2,468,000 | 3,043,000 |
| Income tax | 207,000 | 361,000 | 535,000 | 754,000 |
| Net income | 689,000 | 1,307,000 | 1,933,000 | 2,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,633,000 | 43,251,000 | 43,877,000 | 43,787,000 |
| Total capital | 44,621,000 | 45,324,000 | 45,992,000 | 46,028,000 |
| Risk-weighted assets | 188,922,000 | 190,509,000 | 203,355,000 | 212,136,000 |