Call reports 2012
EAGLE BANK AND TRUST COMPANY — 2012
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 360,430,000 | 359,852,000 | 361,630,000 | 364,545,000 |
| Total loans | 129,578,000 | 127,859,000 | 126,330,000 | 125,528,000 |
| Allowance for loan losses | 1,875,000 | 1,883,000 | 1,882,000 | 1,877,000 |
| Securities available for sale | 201,217,000 | 200,991,000 | 207,566,000 | 209,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,378,000 | 301,337,000 | 301,809,000 | 305,199,000 |
| Interest-bearing deposits | 252,147,000 | 253,550,000 | 255,323,000 | 250,944,000 |
| Noninterest-bearing deposits | 48,231,000 | 47,787,000 | 46,486,000 | 54,255,000 |
| Equity capital | 38,282,000 | 39,188,000 | 40,358,000 | 40,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,449,000 | 6,883,000 | 10,230,000 | 13,357,000 |
| Interest expense | 670,000 | 1,289,000 | 1,862,000 | 2,402,000 |
| Net interest income | 2,779,000 | 5,594,000 | 8,368,000 | 10,955,000 |
| Noninterest income | 342,000 | 749,000 | 1,170,000 | 1,680,000 |
| Noninterest expense | 2,095,000 | 4,297,000 | 6,438,000 | 8,503,000 |
| Provision for loan losses | 20,000 | 30,000 | 35,000 | 36,000 |
| Pretax income | 1,026,000 | 2,036,000 | 3,085,000 | 4,129,000 |
| Income tax | 216,000 | 385,000 | 609,000 | 873,000 |
| Net income | 810,000 | 1,651,000 | 2,476,000 | 3,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,930,000 | 35,771,000 | 36,596,000 | 36,930,000 |
| Total capital | 36,805,000 | 37,654,000 | 38,478,000 | 38,985,000 |
| Risk-weighted assets | 183,618,000 | 176,871,000 | 175,260,000 | 178,108,000 |