Call reports 2011
EAGLE BANK AND TRUST COMPANY — 2011
What EAGLE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 191,827,000 | 195,659,000 | 206,646,000 | 209,857,000 |
| Total loans | 71,076,000 | 74,424,000 | 74,675,000 | 76,013,000 |
| Allowance for loan losses | 843,000 | 892,000 | 951,000 | 970,000 |
| Securities available for sale | 98,608,000 | 96,337,000 | 106,348,000 | 116,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,268,000 | 168,267,000 | 174,759,000 | 177,948,000 |
| Interest-bearing deposits | 145,001,000 | 144,072,000 | 150,491,000 | 154,303,000 |
| Noninterest-bearing deposits | 21,267,000 | 24,195,000 | 24,267,000 | 23,644,000 |
| Equity capital | 20,671,000 | 22,222,000 | 23,690,000 | 23,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 3,993,000 | 6,114,000 | 8,237,000 |
| Interest expense | 411,000 | 813,000 | 1,210,000 | 1,610,000 |
| Net interest income | 1,549,000 | 3,180,000 | 4,904,000 | 6,627,000 |
| Noninterest income | 267,000 | 537,000 | 830,000 | 1,075,000 |
| Noninterest expense | 1,126,000 | 2,261,000 | 3,441,000 | 4,679,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 200,000 |
| Pretax income | 629,000 | 1,335,000 | 2,112,000 | 2,822,000 |
| Income tax | 158,000 | 343,000 | 559,000 | 726,000 |
| Net income | 471,000 | 992,000 | 1,553,000 | 2,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,260,000 | 20,780,000 | 21,342,000 | 21,603,000 |
| Total capital | 21,103,000 | 21,672,000 | 22,293,000 | 22,573,000 |
| Risk-weighted assets | 97,101,000 | 99,066,000 | 102,567,000 | 103,554,000 |