Call reports 2016
SECURITY STATE BANK — 2016
What SECURITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 186,982,000 | 181,648,000 | 175,309,000 | 179,556,000 |
| Total loans | 103,519,000 | 103,257,000 | 101,836,000 | 107,961,000 |
| Allowance for loan losses | 1,809,000 | 1,894,000 | 1,978,000 | 1,904,000 |
| Securities available for sale | 76,153,000 | 69,477,000 | 66,819,000 | 60,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,183,000 | 151,822,000 | 146,824,000 | 150,766,000 |
| Interest-bearing deposits | 130,441,000 | 126,702,000 | 121,785,000 | 127,475,000 |
| Noninterest-bearing deposits | 29,742,000 | 25,120,000 | 25,039,000 | 23,291,000 |
| Equity capital | 25,924,000 | 27,369,000 | 27,444,000 | 24,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,834,000 | 3,713,000 | 5,559,000 | 7,369,000 |
| Interest expense | 127,000 | 253,000 | 376,000 | 497,000 |
| Net interest income | 1,707,000 | 3,460,000 | 5,183,000 | 6,872,000 |
| Noninterest income | 257,000 | 473,000 | 717,000 | 930,000 |
| Noninterest expense | 848,000 | 1,722,000 | 2,513,000 | 3,558,000 |
| Provision for loan losses | 125,000 | 250,000 | 375,000 | 500,000 |
| Pretax income | 1,074,000 | 2,276,000 | 3,523,000 | 4,258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,074,000 | 2,276,000 | 3,523,000 | 4,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,156,000 | 24,358,000 | 24,870,000 | 23,715,000 |
| Total capital | 24,693,000 | 25,890,000 | 26,387,000 | 25,321,000 |
| Risk-weighted assets | 122,650,000 | 122,237,000 | 120,902,000 | 128,203,000 |