Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 204,244,000 | 196,007,000 | 187,417,000 | 187,335,000 |
| Total loans | 92,658,000 | 95,618,000 | 99,025,000 | 104,440,000 |
| Allowance for loan losses | 1,616,000 | 1,688,000 | 1,768,000 | 1,740,000 |
| Securities available for sale | 103,484,000 | 94,247,000 | 80,951,000 | 74,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,676,000 | 166,716,000 | 159,899,000 | 161,959,000 |
| Interest-bearing deposits | 145,349,000 | 136,516,000 | 129,968,000 | 131,948,000 |
| Noninterest-bearing deposits | 34,327,000 | 30,200,000 | 29,931,000 | 30,011,000 |
| Equity capital | 23,698,000 | 23,940,000 | 24,986,000 | 24,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,696,000 | 3,460,000 | 5,289,000 | 7,118,000 |
| Interest expense | 135,000 | 267,000 | 400,000 | 527,000 |
| Net interest income | 1,561,000 | 3,193,000 | 4,889,000 | 6,591,000 |
| Noninterest income | 416,000 | 747,000 | 1,014,000 | 1,261,000 |
| Noninterest expense | 810,000 | 1,603,000 | 2,425,000 | 3,446,000 |
| Provision for loan losses | 95,000 | 200,000 | 305,000 | 410,000 |
| Pretax income | 1,106,000 | 2,321,000 | 3,540,000 | 4,454,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,106,000 | 2,321,000 | 3,540,000 | 4,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,734,000 | 21,649,000 | 22,568,000 | 22,082,000 |
| Total capital | 22,087,000 | 23,027,000 | 24,059,000 | 23,616,000 |
| Risk-weighted assets | 108,053,000 | 109,922,000 | 119,028,000 | 122,477,000 |