Call reports 2013
SECURITY STATE BANK — 2013
What SECURITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 169,963,000 | 171,653,000 | 177,244,000 | 183,574,000 |
| Total loans | 81,988,000 | 82,281,000 | 83,587,000 | 85,350,000 |
| Allowance for loan losses | 1,246,000 | 1,291,000 | 1,476,000 | 1,459,000 |
| Securities available for sale | 82,487,000 | 83,549,000 | 88,047,000 | 91,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,499,000 | 152,752,000 | 154,401,000 | 161,997,000 |
| Interest-bearing deposits | 124,169,000 | 127,072,000 | 127,654,000 | 134,898,000 |
| Noninterest-bearing deposits | 25,330,000 | 25,680,000 | 26,747,000 | 27,099,000 |
| Equity capital | 18,630,000 | 17,382,000 | 17,891,000 | 18,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,176,000 | 4,781,000 | 6,390,000 |
| Interest expense | 134,000 | 262,000 | 398,000 | 535,000 |
| Net interest income | 1,414,000 | 2,914,000 | 4,383,000 | 5,855,000 |
| Noninterest income | 331,000 | 580,000 | 1,149,000 | 1,473,000 |
| Noninterest expense | 841,000 | 1,716,000 | 2,463,000 | 3,433,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 859,000 | 1,779,000 | 3,054,000 | 3,887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 859,000 | 1,779,000 | 3,054,000 | 3,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,086,000 | 16,705,000 | 17,680,000 | 17,913,000 |
| Total capital | 17,308,000 | 17,950,000 | 18,885,000 | 19,141,000 |
| Risk-weighted assets | 97,750,000 | 99,548,000 | 96,100,000 | 98,060,000 |