Call reports 2012
SECURITY STATE BANK — 2012
What SECURITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 165,338,000 | 168,464,000 | 163,470,000 | 169,237,000 |
| Total loans | 72,418,000 | 76,116,000 | 76,216,000 | 78,755,000 |
| Allowance for loan losses | 1,234,000 | 1,293,000 | 1,324,000 | 1,197,000 |
| Securities available for sale | 82,221,000 | 86,121,000 | 81,900,000 | 83,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,577,000 | 145,572,000 | 143,137,000 | 150,043,000 |
| Interest-bearing deposits | 124,349,000 | 121,110,000 | 119,998,000 | 124,091,000 |
| Noninterest-bearing deposits | 23,228,000 | 24,462,000 | 23,139,000 | 25,952,000 |
| Equity capital | 16,868,000 | 17,561,000 | 18,640,000 | 18,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,458,000 | 3,031,000 | 4,587,000 | 6,133,000 |
| Interest expense | 188,000 | 370,000 | 538,000 | 683,000 |
| Net interest income | 1,270,000 | 2,661,000 | 4,049,000 | 5,450,000 |
| Noninterest income | 320,000 | 516,000 | 751,000 | 963,000 |
| Noninterest expense | 812,000 | 1,611,000 | 2,529,000 | 3,415,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 778,000 | 1,617,000 | 2,573,000 | 3,214,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 778,000 | 1,617,000 | 2,573,000 | 3,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,104,000 | 14,729,000 | 15,585,000 | 15,626,000 |
| Total capital | 15,214,000 | 15,870,000 | 16,654,000 | 16,741,000 |
| Risk-weighted assets | 88,654,000 | 91,122,000 | 85,239,000 | 89,085,000 |