Call reports 2010
SECURITY STATE BANK — 2010
What SECURITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 134,772,000 | 137,634,000 | 137,201,000 | 141,588,000 |
| Total loans | 59,908,000 | 61,914,000 | 64,077,000 | 66,497,000 |
| Allowance for loan losses | 997,000 | 1,052,000 | 1,088,000 | 1,080,000 |
| Securities available for sale | 64,537,000 | 68,851,000 | 67,090,000 | 68,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,329,000 | 121,349,000 | 120,028,000 | 126,238,000 |
| Interest-bearing deposits | 106,927,000 | 106,831,000 | 105,779,000 | 109,974,000 |
| Noninterest-bearing deposits | 13,402,000 | 14,518,000 | 14,248,000 | 16,264,000 |
| Equity capital | 13,537,000 | 14,077,000 | 15,111,000 | 13,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,867,000 | 4,371,000 | 5,846,000 |
| Interest expense | 333,000 | 639,000 | 920,000 | 1,182,000 |
| Net interest income | 1,050,000 | 2,228,000 | 3,451,000 | 4,664,000 |
| Noninterest income | 143,000 | 311,000 | 689,000 | 857,000 |
| Noninterest expense | 740,000 | 1,467,000 | 2,256,000 | 3,070,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 484,000 | 1,099,000 | 1,889,000 | 2,441,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 484,000 | 1,099,000 | 1,889,000 | 2,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,325,000 | 11,661,000 | 12,190,000 | 12,178,000 |
| Total capital | 12,274,000 | 12,645,000 | 13,195,000 | 13,202,000 |
| Risk-weighted assets | 76,258,000 | 78,631,000 | 80,273,000 | 81,879,000 |