Call reports 2025
PBK BANK, INC — 2025
What PBK BANK, INC reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 167,445,000 | 165,826,000 | 166,167,000 | 170,524,000 |
| Total loans | 96,302,000 | 98,686,000 | 99,102,000 | 101,345,000 |
| Allowance for loan losses | 817,000 | 801,000 | 775,000 | 741,000 |
| Securities available for sale | 34,557,000 | 36,800,000 | 38,017,000 | 37,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,467,000 | 143,109,000 | 142,122,000 | 146,513,000 |
| Interest-bearing deposits | 111,361,000 | 110,644,000 | 110,577,000 | 110,670,000 |
| Noninterest-bearing deposits | 34,106,000 | 32,465,000 | 31,545,000 | 35,843,000 |
| Equity capital | 21,234,000 | 22,164,000 | 23,565,000 | 23,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,427,000 | 4,976,000 | 7,536,000 | 10,040,000 |
| Interest expense | 433,000 | 866,000 | 1,296,000 | 1,737,000 |
| Net interest income | 1,994,000 | 4,110,000 | 6,240,000 | 8,303,000 |
| Noninterest income | 393,000 | 823,000 | 1,282,000 | 1,731,000 |
| Noninterest expense | 1,426,000 | 2,806,000 | 4,211,000 | 5,797,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 961,000 | 2,127,000 | 3,311,000 | 4,237,000 |
| Income tax | 238,000 | 528,000 | 822,000 | 1,052,000 |
| Net income | 723,000 | 1,599,000 | 2,489,000 | 3,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,693,000 | 24,569,000 | 25,459,000 | 25,535,000 |