Call reports 2023
PBK BANK, INC — 2023
What PBK BANK, INC reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 148,650,000 | 152,120,000 | 150,340,000 | 150,501,000 |
| Total loans | 89,349,000 | 91,142,000 | 91,620,000 | 93,957,000 |
| Allowance for loan losses | 970,000 | 959,000 | 944,000 | 930,000 |
| Securities available for sale | 26,282,000 | 25,609,000 | 24,437,000 | 24,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,257,000 | 134,479,000 | 132,224,000 | 131,874,000 |
| Interest-bearing deposits | 96,703,000 | 97,412,000 | 97,407,000 | 97,190,000 |
| Noninterest-bearing deposits | 34,554,000 | 37,067,000 | 34,817,000 | 34,684,000 |
| Equity capital | 16,801,000 | 17,241,000 | 17,650,000 | 18,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,840,000 | 3,865,000 | 6,013,000 | 8,187,000 |
| Interest expense | 67,000 | 227,000 | 451,000 | 715,000 |
| Net interest income | 1,773,000 | 3,638,000 | 5,562,000 | 7,472,000 |
| Noninterest income | 361,000 | 737,000 | 1,152,000 | 1,531,000 |
| Noninterest expense | 1,259,000 | 2,483,000 | 3,768,000 | 5,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 872,000 | 1,889,000 | 2,943,000 | 3,770,000 |
| Income tax | 216,000 | 468,000 | 730,000 | 935,000 |
| Net income | 656,000 | 1,421,000 | 2,213,000 | 2,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,461,000 | 20,226,000 | 21,018,000 | 21,111,000 |