Call reports 2020
PBK BANK, INC — 2020
What PBK BANK, INC reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 119,645,000 | 128,797,000 | 130,933,000 | 139,797,000 |
| Total loans | 88,616,000 | 84,351,000 | 82,458,000 | 81,875,000 |
| Allowance for loan losses | 985,000 | 991,000 | 989,000 | 982,000 |
| Securities available for sale | 8,173,000 | 7,982,000 | 8,641,000 | 9,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,039,000 | 111,826,000 | 113,802,000 | 122,386,000 |
| Interest-bearing deposits | 79,286,000 | 84,256,000 | 86,179,000 | 87,490,000 |
| Noninterest-bearing deposits | 23,753,000 | 27,570,000 | 27,623,000 | 34,896,000 |
| Equity capital | 15,970,000 | 16,417,000 | 16,482,000 | 16,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,510,000 | 2,930,000 | 4,310,000 | 5,652,000 |
| Interest expense | 59,000 | 116,000 | 166,000 | 210,000 |
| Net interest income | 1,451,000 | 2,814,000 | 4,144,000 | 5,442,000 |
| Noninterest income | 319,000 | 631,000 | 993,000 | 1,424,000 |
| Noninterest expense | 1,154,000 | 2,247,000 | 3,376,000 | 4,586,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 616,000 | 1,198,000 | 1,761,000 | 2,280,000 |
| Income tax | 149,000 | 270,000 | 387,000 | 496,000 |
| Net income | 467,000 | 928,000 | 1,374,000 | 1,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,681,000 | 16,142,000 | 16,163,000 | 16,573,000 |