Call reports 2016
PBK BANK, INC — 2016
What PBK BANK, INC reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 110,358,000 | 111,446,000 | 111,504,000 | 113,200,000 |
| Total loans | 77,209,000 | 78,237,000 | 78,628,000 | 77,707,000 |
| Allowance for loan losses | 1,037,000 | 1,027,000 | 1,003,000 | 1,001,000 |
| Securities available for sale | 9,114,000 | 8,814,000 | 7,906,000 | 7,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,555,000 | 95,282,000 | 95,006,000 | 96,717,000 |
| Interest-bearing deposits | 76,974,000 | 77,502,000 | 77,095,000 | 78,366,000 |
| Noninterest-bearing deposits | 17,581,000 | 17,780,000 | 17,911,000 | 18,351,000 |
| Equity capital | 12,817,000 | 13,195,000 | 13,484,000 | 13,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,390,000 | 3,605,000 | 4,803,000 |
| Interest expense | 59,000 | 117,000 | 178,000 | 234,000 |
| Net interest income | 1,102,000 | 2,273,000 | 3,427,000 | 4,569,000 |
| Noninterest income | 292,000 | 605,000 | 931,000 | 1,258,000 |
| Noninterest expense | 973,000 | 1,954,000 | 2,964,000 | 4,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 421,000 | 924,000 | 1,394,000 | 1,822,000 |
| Income tax | 143,000 | 314,000 | 474,000 | 613,000 |
| Net income | 278,000 | 610,000 | 920,000 | 1,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,704,000 | 13,036,000 | 13,346,000 | 13,635,000 |
| Total capital | 13,567,000 | 13,903,000 | 14,210,000 | 14,484,000 |
| Risk-weighted assets | 68,899,000 | 69,222,000 | 69,000,000 | 67,759,000 |