Call reports 2015
PBK BANK, INC — 2015
What PBK BANK, INC reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 104,323,000 | 104,164,000 | 106,155,000 | 108,460,000 |
| Total loans | 71,740,000 | 72,257,000 | 76,753,000 | 74,632,000 |
| Allowance for loan losses | 1,019,000 | 1,008,000 | 1,017,000 | 1,034,000 |
| Securities available for sale | 10,850,000 | 10,466,000 | 9,650,000 | 9,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,791,000 | 89,294,000 | 90,850,000 | 92,875,000 |
| Interest-bearing deposits | 73,614,000 | 74,428,000 | 73,860,000 | 75,374,000 |
| Noninterest-bearing deposits | 16,177,000 | 14,866,000 | 16,989,000 | 17,501,000 |
| Equity capital | 11,819,000 | 12,044,000 | 12,335,000 | 12,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,100,000 | 2,223,000 | 3,401,000 | 4,549,000 |
| Interest expense | 79,000 | 144,000 | 206,000 | 266,000 |
| Net interest income | 1,021,000 | 2,079,000 | 3,195,000 | 4,283,000 |
| Noninterest income | 286,000 | 605,000 | 903,000 | 1,236,000 |
| Noninterest expense | 1,014,000 | 2,020,000 | 3,030,000 | 4,006,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 293,000 | 664,000 | 1,068,000 | 1,513,000 |
| Income tax | 100,000 | 226,000 | 364,000 | 515,000 |
| Net income | 193,000 | 438,000 | 704,000 | 998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,747,000 | 11,991,000 | 12,258,000 | 12,551,000 |
| Total capital | 12,568,000 | 12,806,000 | 13,118,000 | 13,388,000 |
| Risk-weighted assets | 65,504,000 | 65,019,000 | 68,640,000 | 66,764,000 |