Call reports 2013
PBK BANK, INC — 2013
What PBK BANK, INC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 107,401,000 | 106,866,000 | 106,488,000 | 104,891,000 |
| Total loans | 59,001,000 | 60,084,000 | 63,094,000 | 64,056,000 |
| Allowance for loan losses | 1,045,000 | 1,046,000 | 1,032,000 | 1,044,000 |
| Securities available for sale | 23,931,000 | 22,819,000 | 15,805,000 | 15,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,063,000 | 92,502,000 | 92,246,000 | 90,574,000 |
| Interest-bearing deposits | 80,536,000 | 79,447,000 | 78,775,000 | 77,939,000 |
| Noninterest-bearing deposits | 12,527,000 | 13,055,000 | 13,471,000 | 12,635,000 |
| Equity capital | 11,438,000 | 11,414,000 | 11,164,000 | 11,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,100,000 | 3,245,000 | 4,348,000 |
| Interest expense | 168,000 | 323,000 | 475,000 | 621,000 |
| Net interest income | 872,000 | 1,777,000 | 2,770,000 | 3,727,000 |
| Noninterest income | 311,000 | 616,000 | 951,000 | 1,280,000 |
| Noninterest expense | 1,075,000 | 2,129,000 | 3,163,000 | 4,121,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 264,000 | 642,000 | 970,000 |
| Income tax | 37,000 | 90,000 | 217,000 | 330,000 |
| Net income | 71,000 | 174,000 | 425,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,955,000 | 11,058,000 | 11,309,000 | 11,523,000 |
| Total capital | 11,660,000 | 11,772,000 | 12,059,000 | 12,282,000 |
| Risk-weighted assets | 56,021,000 | 56,807,000 | 59,703,000 | 60,431,000 |