Call reports 2025
FIRST BANK — 2025
What FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 553,198,000 | 549,164,000 | 541,650,000 | 529,339,000 |
| Total loans | 366,014,000 | 357,741,000 | 346,149,000 | 370,034,000 |
| Allowance for loan losses | 5,882,000 | 5,201,000 | 4,649,000 | 4,877,000 |
| Securities available for sale | 18,668,000 | 16,078,000 | 15,633,000 | 15,551,000 |
| Securities held to maturity | 91,506,000 | 90,235,000 | 98,046,000 | 95,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,556,000 | 473,515,000 | 463,597,000 | 450,091,000 |
| Interest-bearing deposits | 366,738,000 | 359,732,000 | 352,507,000 | 333,323,000 |
| Noninterest-bearing deposits | 109,818,000 | 113,783,000 | 111,090,000 | 116,768,000 |
| Equity capital | 72,153,000 | 71,137,000 | 73,039,000 | 74,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,789,000 | 13,780,000 | 21,134,000 | 28,072,000 |
| Interest expense | 1,968,000 | 3,942,000 | 5,899,000 | 7,686,000 |
| Net interest income | 4,821,000 | 9,838,000 | 15,235,000 | 20,386,000 |
| Noninterest income | 1,002,000 | 2,117,000 | 5,452,000 | 6,570,000 |
| Noninterest expense | 3,699,000 | 7,552,000 | 11,560,000 | 15,666,000 |
| Provision for loan losses | 150,000 | 300,000 | 688,000 | 954,000 |
| Pretax income | 1,974,000 | 4,103,000 | 8,439,000 | 10,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,974,000 | 4,103,000 | 8,439,000 | 10,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,403,000 | 71,379,000 | 73,159,000 | 75,057,000 |