Call reports 2021
FIRST BANK — 2021
What FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 637,450,000 | 626,384,000 | 580,908,000 | 580,873,000 |
| Total loans | 355,927,000 | 346,325,000 | 344,879,000 | 327,763,000 |
| Allowance for loan losses | 5,362,000 | 5,511,000 | 5,555,000 | 4,592,000 |
| Securities available for sale | 6,483,000 | 3,975,000 | 3,563,000 | 2,996,000 |
| Securities held to maturity | 40,270,000 | 57,156,000 | 60,219,000 | 77,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 566,075,000 | 554,142,000 | 511,029,000 | 510,487,000 |
| Interest-bearing deposits | 504,582,000 | 490,542,000 | 451,023,000 | 445,062,000 |
| Noninterest-bearing deposits | 61,493,000 | 63,600,000 | 60,006,000 | 65,425,000 |
| Equity capital | 58,646,000 | 59,184,000 | 60,804,000 | 61,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,201,000 | 8,275,000 | 12,259,000 | 16,068,000 |
| Interest expense | 982,000 | 1,880,000 | 2,426,000 | 2,913,000 |
| Net interest income | 3,219,000 | 6,395,000 | 9,833,000 | 13,155,000 |
| Noninterest income | 934,000 | 2,029,000 | 5,123,000 | 6,384,000 |
| Noninterest expense | 3,667,000 | 7,345,000 | 11,024,000 | 14,553,000 |
| Provision for loan losses | 210,000 | 360,000 | 510,000 | 660,000 |
| Pretax income | 279,000 | 719,000 | 3,422,000 | 4,326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 719,000 | 3,422,000 | 4,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,641,000 | 59,082,000 | 60,698,000 | 61,652,000 |
| Total capital | 63,461,000 | 63,870,000 | — | — |
| Risk-weighted assets | 385,132,000 | 382,389,000 | — | — |