Call reports 2020
FIRST BANK — 2020
What FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 610,996,000 | 613,852,000 | 604,554,000 | 594,354,000 |
| Total loans | 439,568,000 | 432,268,000 | 408,810,000 | 374,862,000 |
| Allowance for loan losses | 5,621,000 | 5,936,000 | 5,933,000 | 5,165,000 |
| Securities available for sale | 7,680,000 | 7,527,000 | 6,750,000 | 5,531,000 |
| Securities held to maturity | 29,524,000 | 27,271,000 | 24,794,000 | 26,201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,462,000 | 532,454,000 | 522,765,000 | 522,337,000 |
| Interest-bearing deposits | 482,811,000 | 473,650,000 | 467,498,000 | 463,210,000 |
| Noninterest-bearing deposits | 46,651,000 | 58,804,000 | 55,267,000 | 59,127,000 |
| Equity capital | 58,867,000 | 58,536,000 | 58,776,000 | 59,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,924,000 | 11,453,000 | 16,837,000 | 21,347,000 |
| Interest expense | 1,586,000 | 3,110,000 | 4,378,000 | 5,568,000 |
| Net interest income | 4,338,000 | 8,343,000 | 12,459,000 | 15,779,000 |
| Noninterest income | 1,145,000 | 2,571,000 | 4,230,000 | 5,474,000 |
| Noninterest expense | 4,248,000 | 8,709,000 | 12,926,000 | 16,443,000 |
| Provision for loan losses | 500,000 | 900,000 | 1,121,000 | 1,331,000 |
| Pretax income | 735,000 | 1,305,000 | 2,642,000 | 3,479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 735,000 | 1,305,000 | 2,642,000 | 3,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,817,000 | 58,364,000 | 58,615,000 | 59,452,000 |
| Total capital | 64,154,000 | 63,668,000 | 63,707,000 | — |
| Risk-weighted assets | 426,735,000 | 423,766,000 | 406,559,000 | — |