Call reports 2019
FIRST BANK — 2019
What FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 575,327,000 | 573,084,000 | 557,378,000 | 561,010,000 |
| Total loans | 444,505,000 | 449,430,000 | 455,418,000 | 451,275,000 |
| Allowance for loan losses | 4,584,000 | 4,627,000 | 4,674,000 | 5,149,000 |
| Securities available for sale | 1,884,000 | 1,765,000 | 1,652,000 | 1,902,000 |
| Securities held to maturity | 33,805,000 | 31,609,000 | 33,829,000 | 31,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,673,000 | 492,247,000 | 476,028,000 | 478,735,000 |
| Interest-bearing deposits | 450,429,000 | 445,302,000 | 429,355,000 | 429,321,000 |
| Noninterest-bearing deposits | 52,244,000 | 46,945,000 | 46,673,000 | 49,414,000 |
| Equity capital | 50,137,000 | 57,907,000 | 58,285,000 | 59,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,830,000 | 12,055,000 | 18,300,000 | 24,356,000 |
| Interest expense | 1,391,000 | 2,900,000 | 4,387,000 | 5,870,000 |
| Net interest income | 4,439,000 | 9,155,000 | 13,913,000 | 18,486,000 |
| Noninterest income | 1,007,000 | 2,278,000 | 3,565,000 | 4,819,000 |
| Noninterest expense | 4,187,000 | 8,699,000 | 13,214,000 | 17,504,000 |
| Provision for loan losses | 0 | 140,000 | 210,000 | 730,000 |
| Pretax income | 1,259,000 | 2,594,000 | 4,054,000 | 5,071,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,259,000 | 2,594,000 | 4,054,000 | 5,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,098,000 | 57,848,000 | 58,218,000 | 59,235,000 |
| Total capital | 54,682,000 | 62,475,000 | 62,892,000 | 64,384,000 |
| Risk-weighted assets | 410,711,000 | 409,561,000 | 421,192,000 | 421,259,000 |