Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 480,751,000 | 458,980,000 | 461,888,000 | 456,361,000 |
| Total loans | 296,308,000 | 311,145,000 | 336,546,000 | 346,080,000 |
| Allowance for loan losses | 3,044,000 | 3,106,000 | 3,234,000 | 3,509,000 |
| Securities available for sale | 9,113,000 | 8,865,000 | 6,463,000 | 5,955,000 |
| Securities held to maturity | 91,363,000 | 81,865,000 | 69,318,000 | 65,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,947,000 | 413,203,000 | 406,009,000 | 399,219,000 |
| Interest-bearing deposits | 266,486,000 | 249,722,000 | 243,324,000 | 237,644,000 |
| Noninterest-bearing deposits | 169,461,000 | 163,481,000 | 162,685,000 | 161,575,000 |
| Equity capital | 42,305,000 | 43,544,000 | 43,611,000 | 44,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,632,000 | 7,470,000 | 11,501,000 | 15,645,000 |
| Interest expense | 379,000 | 805,000 | 1,238,000 | 1,676,000 |
| Net interest income | 3,253,000 | 6,665,000 | 10,263,000 | 13,969,000 |
| Noninterest income | 812,000 | 1,702,000 | 2,706,000 | 3,746,000 |
| Noninterest expense | 2,846,000 | 5,823,000 | 8,952,000 | 12,013,000 |
| Provision for loan losses | 138,000 | 250,000 | 438,000 | 663,000 |
| Pretax income | 1,081,000 | 2,294,000 | 3,579,000 | 5,039,000 |
| Income tax | 0 | -21,000 | -21,000 | 0 |
| Net income | 1,081,000 | 2,315,000 | 3,600,000 | 5,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,758,000 | 42,991,000 | 43,077,000 | 44,518,000 |
| Total capital | 44,802,000 | 46,097,000 | 46,311,000 | 48,027,000 |
| Risk-weighted assets | 287,789,000 | 297,794,000 | 314,351,000 | 323,729,000 |