Call reports 2015
FIRST BANK — 2015
What FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 409,726,000 | 419,526,000 | 416,345,000 | 420,695,000 |
| Total loans | 230,958,000 | 249,154,000 | 260,030,000 | 278,554,000 |
| Allowance for loan losses | 2,315,000 | 2,539,000 | 2,752,000 | 2,904,000 |
| Securities available for sale | 13,139,000 | 24,003,000 | 19,494,000 | 13,963,000 |
| Securities held to maturity | 116,016,000 | 108,587,000 | 101,684,000 | 92,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,615,000 | 376,229,000 | 371,747,000 | 376,223,000 |
| Interest-bearing deposits | 200,110,000 | 222,849,000 | 220,878,000 | 221,930,000 |
| Noninterest-bearing deposits | 166,505,000 | 153,380,000 | 150,869,000 | 154,293,000 |
| Equity capital | 40,656,000 | 40,665,000 | 41,967,000 | 42,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,187,000 | 6,489,000 | 9,943,000 | 13,448,000 |
| Interest expense | 213,000 | 456,000 | 756,000 | 1,080,000 |
| Net interest income | 2,974,000 | 6,033,000 | 9,187,000 | 12,368,000 |
| Noninterest income | 746,000 | 1,602,000 | 2,558,000 | 3,428,000 |
| Noninterest expense | 2,409,000 | 4,976,000 | 7,559,000 | 10,219,000 |
| Provision for loan losses | 177,000 | 402,000 | 627,000 | 777,000 |
| Pretax income | 1,134,000 | 2,257,000 | 3,559,000 | 4,800,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,134,000 | 2,257,000 | 3,559,000 | 4,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,947,000 | 40,090,000 | 41,392,000 | 41,655,000 |
| Total capital | 42,262,000 | 42,629,000 | 44,144,000 | 44,559,000 |
| Risk-weighted assets | 257,610,000 | 270,410,000 | 267,608,000 | 280,672,000 |