Call reports 2014
FIRST BANK — 2014
What FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 410,316,000 | 393,760,000 | 386,191,000 | 387,211,000 |
| Total loans | 174,811,000 | 183,676,000 | 202,956,000 | 218,777,000 |
| Allowance for loan losses | 1,935,000 | 1,951,000 | 1,977,000 | 2,066,000 |
| Securities available for sale | 38,635,000 | 25,488,000 | 15,068,000 | 14,587,000 |
| Securities held to maturity | 127,103,000 | 127,037,000 | 102,717,000 | 104,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,505,000 | 352,440,000 | 344,208,000 | 344,471,000 |
| Interest-bearing deposits | 214,920,000 | 213,011,000 | 203,846,000 | 188,548,000 |
| Noninterest-bearing deposits | 154,585,000 | 139,429,000 | 140,362,000 | 155,923,000 |
| Equity capital | 38,450,000 | 38,985,000 | 39,453,000 | 40,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,786,000 | 5,655,000 | 8,633,000 | 11,691,000 |
| Interest expense | 344,000 | 667,000 | 914,000 | 1,134,000 |
| Net interest income | 2,442,000 | 4,988,000 | 7,719,000 | 10,557,000 |
| Noninterest income | 637,000 | 1,360,000 | 2,145,000 | 2,882,000 |
| Noninterest expense | 2,076,000 | 4,196,000 | 6,316,000 | 8,790,000 |
| Provision for loan losses | 15,000 | 30,000 | 52,000 | 140,000 |
| Pretax income | 988,000 | 2,122,000 | 3,496,000 | 4,509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 988,000 | 2,122,000 | 3,496,000 | 4,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,227,000 | 38,381,000 | 38,776,000 | 39,790,000 |
| Total capital | 40,162,000 | 40,332,000 | 40,753,000 | 41,856,000 |
| Risk-weighted assets | 207,104,000 | 211,670,000 | 222,242,000 | 236,808,000 |