Call reports 2013
FIRST BANK — 2013
What FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 368,419,000 | 368,112,000 | 359,542,000 | 367,433,000 |
| Total loans | 145,313,000 | 153,166,000 | 159,237,000 | 166,799,000 |
| Allowance for loan losses | 2,563,000 | 2,568,000 | 2,043,000 | 1,920,000 |
| Securities available for sale | 28,044,000 | 46,220,000 | 44,743,000 | 43,513,000 |
| Securities held to maturity | 139,225,000 | 136,127,000 | 132,586,000 | 130,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,616,000 | 328,847,000 | 321,248,000 | 323,430,000 |
| Interest-bearing deposits | 200,464,000 | 201,001,000 | 189,053,000 | 189,302,000 |
| Noninterest-bearing deposits | 129,152,000 | 127,846,000 | 132,195,000 | 134,128,000 |
| Equity capital | 36,732,000 | 37,019,000 | 35,770,000 | 36,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,554,000 | 5,163,000 | 7,824,000 | 10,531,000 |
| Interest expense | 347,000 | 711,000 | 1,059,000 | 1,391,000 |
| Net interest income | 2,207,000 | 4,452,000 | 6,765,000 | 9,140,000 |
| Noninterest income | 620,000 | 1,291,000 | 2,098,000 | 2,948,000 |
| Noninterest expense | 2,016,000 | 4,056,000 | 6,108,000 | 7,977,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 736,000 | 1,612,000 | 2,680,000 | 4,036,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 736,000 | 1,612,000 | 2,680,000 | 4,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,897,000 | 36,771,000 | 35,882,000 | 37,240,000 |
| Total capital | 38,162,000 | 39,163,000 | 37,925,000 | 39,160,000 |
| Risk-weighted assets | 180,884,000 | 191,173,000 | 195,285,000 | 202,384,000 |