Call reports 2010
FIRST BANK — 2010
What FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 341,730,000 | 341,496,000 | 331,549,000 | 325,682,000 |
| Total loans | 177,750,000 | 177,809,000 | 177,778,000 | 173,507,000 |
| Allowance for loan losses | 3,000,000 | 3,032,000 | 3,058,000 | 3,065,000 |
| Securities available for sale | 41,505,000 | 39,214,000 | 31,077,000 | 29,142,000 |
| Securities held to maturity | 73,522,000 | 75,750,000 | 75,820,000 | 74,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,857,000 | 298,660,000 | 289,129,000 | 281,729,000 |
| Interest-bearing deposits | 214,305,000 | 212,361,000 | 201,200,000 | 191,208,000 |
| Noninterest-bearing deposits | 84,552,000 | 86,299,000 | 87,929,000 | 90,521,000 |
| Equity capital | 33,226,000 | 32,841,000 | 32,943,000 | 34,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,492,000 | 7,098,000 | 10,890,000 | 14,535,000 |
| Interest expense | 1,037,000 | 2,128,000 | 3,173,000 | 4,126,000 |
| Net interest income | 2,455,000 | 4,970,000 | 7,717,000 | 10,409,000 |
| Noninterest income | 764,000 | 1,493,000 | 2,306,000 | 3,043,000 |
| Noninterest expense | 1,926,000 | 3,885,000 | 5,843,000 | 7,772,000 |
| Provision for loan losses | 116,000 | 202,000 | 291,000 | 375,000 |
| Pretax income | 1,177,000 | 2,376,000 | 3,889,000 | 5,305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,177,000 | 2,376,000 | 3,889,000 | 5,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,774,000 | 31,016,000 | 31,550,000 | 32,967,000 |
| Total capital | 34,357,000 | 33,582,000 | 34,438,000 | 35,765,000 |
| Risk-weighted assets | 206,225,000 | 204,820,000 | 230,839,000 | 223,572,000 |