Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 255,263,000 | 245,070,000 | 252,705,000 | 264,353,000 |
| Total loans | 127,448,000 | 128,792,000 | 134,696,000 | 138,194,000 |
| Allowance for loan losses | 2,426,000 | 2,455,000 | 2,482,000 | 2,448,000 |
| Securities available for sale | 11,051,000 | 10,410,000 | 10,713,000 | 10,049,000 |
| Securities held to maturity | 73,368,000 | 76,530,000 | 74,044,000 | 70,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,049,000 | 211,519,000 | 217,600,000 | 224,484,000 |
| Interest-bearing deposits | 205,686,000 | 157,877,000 | 161,787,000 | 162,508,000 |
| Noninterest-bearing deposits | 16,363,000 | 53,642,000 | 55,813,000 | 61,976,000 |
| Equity capital | 25,806,000 | 26,349,000 | 27,288,000 | 27,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,135,000 | 6,326,000 | 9,556,000 | 12,946,000 |
| Interest expense | 788,000 | 1,578,000 | 2,374,000 | 3,227,000 |
| Net interest income | 2,347,000 | 4,748,000 | 7,182,000 | 9,719,000 |
| Noninterest income | 700,000 | 1,455,000 | 2,204,000 | 2,858,000 |
| Noninterest expense | 1,673,000 | 3,363,000 | 5,040,000 | 7,067,000 |
| Provision for loan losses | 41,000 | 101,000 | 172,000 | 215,000 |
| Pretax income | 1,339,000 | 2,745,000 | 4,181,000 | 5,302,000 |
| Income tax | 447,000 | 872,000 | 1,317,000 | 1,767,000 |
| Net income | 892,000 | 1,873,000 | 2,864,000 | 3,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,675,000 | 26,221,000 | 27,212,000 | 27,883,000 |
| Total capital | 27,862,000 | 28,394,000 | 29,483,000 | 30,247,000 |
| Risk-weighted assets | 174,705,000 | 173,559,000 | 181,464,000 | 189,062,000 |
Machine access — free, no API key
Every figure shown here about FIRST BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.