Call reports 2013
BANK OF UNION, THE — 2013
What BANK OF UNION, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 387,771,000 | 389,150,000 | 331,357,000 | 317,172,000 |
| Total loans | 309,763,000 | 299,636,000 | 293,074,000 | 279,328,000 |
| Allowance for loan losses | 18,790,000 | 18,643,000 | 43,297,000 | 43,177,000 |
| Securities available for sale | 6,895,000 | 9,297,000 | 9,258,000 | 8,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,545,000 | 352,609,000 | 328,774,000 | 315,843,000 |
| Interest-bearing deposits | 332,866,000 | 332,707,000 | 309,698,000 | 298,027,000 |
| Noninterest-bearing deposits | 19,679,000 | 19,902,000 | 19,076,000 | 17,816,000 |
| Equity capital | 35,077,000 | 36,290,000 | 2,335,000 | 1,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,620,000 | 8,958,000 | 3,722,000 | 5,742,000 |
| Interest expense | 957,000 | 1,921,000 | 2,916,000 | 3,631,000 |
| Net interest income | 3,663,000 | 7,037,000 | 806,000 | 2,111,000 |
| Noninterest income | 72,000 | 252,000 | 442,000 | 610,000 |
| Noninterest expense | 1,968,000 | 4,078,000 | 6,963,000 | 9,568,000 |
| Provision for loan losses | 0 | 0 | 25,000,000 | 25,000,000 |
| Pretax income | 1,767,000 | 3,211,000 | -30,715,000 | -31,847,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,767,000 | 3,211,000 | -30,715,000 | -31,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,781,000 | 36,224,000 | 2,299,000 | 1,167,000 |
| Total capital | 38,798,000 | 40,182,000 | 4,598,000 | 2,334,000 |
| Risk-weighted assets | 305,801,000 | 301,971,000 | 260,014,000 | 248,160,000 |