Call reports 2012
BANK OF UNION, THE — 2012
What BANK OF UNION, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 402,377,000 | 414,036,000 | 409,379,000 | 382,120,000 |
| Total loans | 356,625,000 | 357,845,000 | 368,181,000 | 316,718,000 |
| Allowance for loan losses | 5,717,000 | 6,281,000 | 6,480,000 | 18,183,000 |
| Securities available for sale | 20,259,000 | 19,939,000 | 6,954,000 | 6,397,000 |
| Securities held to maturity | 147,000 | 15,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,718,000 | 373,760,000 | 367,439,000 | 348,610,000 |
| Interest-bearing deposits | 342,395,000 | 353,845,000 | 347,294,000 | 324,666,000 |
| Noninterest-bearing deposits | 20,323,000 | 19,915,000 | 20,145,000 | 23,944,000 |
| Equity capital | 39,470,000 | 40,076,000 | 41,738,000 | 33,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,341,000 | 12,769,000 | 19,377,000 | 24,270,000 |
| Interest expense | 1,210,000 | 2,417,000 | 3,659,000 | 4,837,000 |
| Net interest income | 5,131,000 | 10,352,000 | 15,718,000 | 19,433,000 |
| Noninterest income | 343,000 | 725,000 | 1,053,000 | 668,000 |
| Noninterest expense | 1,698,000 | 3,469,000 | 5,320,000 | 7,328,000 |
| Provision for loan losses | 1,050,000 | 2,100,000 | 2,950,000 | 51,362,000 |
| Pretax income | 2,726,000 | 5,508,000 | 8,801,000 | -38,289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,726,000 | 5,508,000 | 8,801,000 | -38,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,230,000 | 39,782,000 | 41,449,000 | 33,052,000 |
| Total capital | 43,656,000 | 44,227,000 | 46,007,000 | 37,098,000 |
| Risk-weighted assets | 352,003,000 | 353,761,000 | 362,740,000 | 309,529,000 |