Call reports 2011
BANK OF UNION, THE — 2011
What BANK OF UNION, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 360,063,000 | 366,894,000 | 376,780,000 | 381,170,000 |
| Total loans | 300,396,000 | 307,698,000 | 321,736,000 | 340,982,000 |
| Allowance for loan losses | 3,261,000 | 3,642,000 | 4,423,000 | 4,888,000 |
| Securities available for sale | 20,696,000 | 20,690,000 | 20,280,000 | 20,692,000 |
| Securities held to maturity | 1,542,000 | 1,055,000 | 721,000 | 447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,442,000 | 332,515,000 | 341,148,000 | 344,190,000 |
| Interest-bearing deposits | 309,900,000 | 314,571,000 | 322,919,000 | 323,547,000 |
| Noninterest-bearing deposits | 16,542,000 | 17,944,000 | 18,229,000 | 20,643,000 |
| Equity capital | 33,424,000 | 34,194,000 | 35,435,000 | 36,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,591,000 | 11,188,000 | 16,817,000 | 22,967,000 |
| Interest expense | 1,371,000 | 2,603,000 | 3,817,000 | 4,983,000 |
| Net interest income | 4,220,000 | 8,585,000 | 13,000,000 | 17,984,000 |
| Noninterest income | 282,000 | 558,000 | 863,000 | 1,194,000 |
| Noninterest expense | 1,621,000 | 3,314,000 | 4,926,000 | 7,161,000 |
| Provision for loan losses | 750,000 | 1,800,000 | 2,800,000 | 3,850,000 |
| Pretax income | 2,131,000 | 4,029,000 | 6,137,000 | 8,167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,131,000 | 4,029,000 | 6,137,000 | 8,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,320,000 | 34,044,000 | 35,196,000 | 36,548,000 |
| Total capital | 36,581,000 | 37,686,000 | 39,225,000 | 40,786,000 |
| Risk-weighted assets | 300,724,000 | 310,477,000 | 321,898,000 | 337,648,000 |