Call reports 2016
AMERICAN ENTERPRISE BANK — 2016
What AMERICAN ENTERPRISE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 225,569,000 | 209,056,000 | 208,504,000 | 210,871,000 |
| Total loans | 146,584,000 | 141,043,000 | 142,281,000 | 145,085,000 |
| Allowance for loan losses | 2,881,000 | 2,928,000 | 2,957,000 | 3,127,000 |
| Securities available for sale | 17,284,000 | 16,742,000 | 9,282,000 | 8,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,735,000 | 182,539,000 | 179,520,000 | 186,030,000 |
| Interest-bearing deposits | 197,071,000 | 180,843,000 | 178,513,000 | 184,221,000 |
| Noninterest-bearing deposits | 1,664,000 | 1,696,000 | 1,007,000 | 1,809,000 |
| Equity capital | 23,152,000 | 22,829,000 | 22,893,000 | 21,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,580,000 | 5,312,000 | 7,067,000 |
| Interest expense | 229,000 | 444,000 | 661,000 | 869,000 |
| Net interest income | 1,512,000 | 3,136,000 | 4,651,000 | 6,198,000 |
| Noninterest income | 505,000 | 897,000 | 1,227,000 | 426,000 |
| Noninterest expense | 2,673,000 | 5,217,000 | 10,415,000 | 12,773,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -656,000 | -1,184,000 | -4,243,000 | -5,854,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -656,000 | -1,184,000 | -4,243,000 | -5,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,689,000 | 22,161,000 | 22,602,000 | 20,991,000 |
| Total capital | 24,907,000 | 24,291,000 | 24,707,000 | 23,110,000 |
| Risk-weighted assets | 176,748,000 | 169,619,000 | 167,548,000 | 168,478,000 |