Call reports 2015
AMERICAN ENTERPRISE BANK — 2015
What AMERICAN ENTERPRISE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 235,555,000 | 218,973,000 | 212,526,000 | 223,395,000 |
| Total loans | 135,263,000 | 145,761,000 | 140,479,000 | 136,391,000 |
| Allowance for loan losses | 3,414,000 | 3,338,000 | 3,408,000 | 2,845,000 |
| Securities available for sale | 21,235,000 | 19,715,000 | 18,765,000 | 17,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,739,000 | 193,479,000 | 187,651,000 | 195,191,000 |
| Interest-bearing deposits | 181,939,000 | 183,014,000 | 182,297,000 | 192,673,000 |
| Noninterest-bearing deposits | 28,801,000 | 10,465,000 | 5,353,000 | 2,518,000 |
| Equity capital | 20,252,000 | 21,311,000 | 20,647,000 | 23,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,783,000 | 3,215,000 | 4,786,000 | 6,877,000 |
| Interest expense | 249,000 | 474,000 | 714,000 | 948,000 |
| Net interest income | 1,534,000 | 2,741,000 | 4,072,000 | 5,929,000 |
| Noninterest income | 1,251,000 | 1,374,000 | 1,408,000 | 6,217,000 |
| Noninterest expense | 2,927,000 | 5,777,000 | 8,865,000 | 12,207,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | -142,000 | -1,712,000 | -3,435,000 | -111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -142,000 | -1,712,000 | -3,435,000 | -111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,314,000 | 20,744,000 | 20,021,000 | 23,345,000 |
| Total capital | 21,481,000 | 23,030,000 | 22,234,000 | 25,431,000 |
| Risk-weighted assets | 172,157,000 | 181,866,000 | 175,870,000 | 166,132,000 |