Call reports 2014
AMERICAN ENTERPRISE BANK — 2014
What AMERICAN ENTERPRISE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 251,624,000 | 238,281,000 | 236,239,000 | 231,502,000 |
| Total loans | 149,813,000 | 149,475,000 | 149,340,000 | 150,556,000 |
| Allowance for loan losses | 4,385,000 | 4,368,000 | 4,292,000 | 3,329,000 |
| Securities available for sale | 23,665,000 | 24,114,000 | 23,019,000 | 22,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,391,000 | 211,252,000 | 209,391,000 | 206,464,000 |
| Interest-bearing deposits | 216,141,000 | 203,091,000 | 198,648,000 | 197,130,000 |
| Noninterest-bearing deposits | 7,251,000 | 8,162,000 | 10,743,000 | 9,334,000 |
| Equity capital | 22,004,000 | 21,190,000 | 21,085,000 | 20,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,992,000 | 3,836,000 | 5,807,000 | 7,637,000 |
| Interest expense | 316,000 | 606,000 | 891,000 | 1,149,000 |
| Net interest income | 1,676,000 | 3,230,000 | 4,916,000 | 6,488,000 |
| Noninterest income | 1,013,000 | 1,688,000 | 3,084,000 | 3,671,000 |
| Noninterest expense | 3,375,000 | 6,594,000 | 9,812,000 | 13,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -686,000 | -1,676,000 | -1,812,000 | -3,672,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -686,000 | -1,676,000 | -1,812,000 | -3,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,307,000 | 20,319,000 | 20,189,000 | 19,327,000 |
| Total capital | 23,680,000 | 22,666,000 | 22,532,000 | 21,571,000 |
| Risk-weighted assets | 187,834,000 | 185,731,000 | 185,471,000 | 178,461,000 |