Call reports 2013
AMERICAN ENTERPRISE BANK — 2013
What AMERICAN ENTERPRISE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 252,518,000 | 238,296,000 | 223,498,000 | 233,884,000 |
| Total loans | 157,800,000 | 151,283,000 | 141,318,000 | 148,360,000 |
| Allowance for loan losses | 7,802,000 | 5,906,000 | 4,839,000 | 4,329,000 |
| Securities available for sale | 35,542,000 | 26,368,000 | 24,985,000 | 23,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,823,000 | 211,257,000 | 196,759,000 | 207,850,000 |
| Interest-bearing deposits | 216,934,000 | 204,838,000 | 190,309,000 | 201,088,000 |
| Noninterest-bearing deposits | 6,889,000 | 6,419,000 | 6,450,000 | 6,762,000 |
| Equity capital | 22,299,000 | 20,666,000 | 20,579,000 | 19,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,085,000 | 4,121,000 | 5,938,000 | 8,118,000 |
| Interest expense | 351,000 | 681,000 | 997,000 | 1,311,000 |
| Net interest income | 1,734,000 | 3,440,000 | 4,941,000 | 6,807,000 |
| Noninterest income | 449,000 | 811,000 | 1,491,000 | 2,979,000 |
| Noninterest expense | 3,263,000 | 6,299,000 | 9,209,000 | 12,396,000 |
| Provision for loan losses | 0 | 0 | 0 | 600,000 |
| Pretax income | -1,080,000 | -1,858,000 | -2,587,000 | -3,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,080,000 | -1,858,000 | -2,587,000 | -3,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,568,000 | 19,790,000 | 20,061,000 | 19,489,000 |
| Total capital | 23,019,000 | 22,214,000 | 22,380,000 | 21,877,000 |
| Risk-weighted assets | 190,719,000 | 190,445,000 | 182,974,000 | 189,115,000 |