Call reports 2012
AMERICAN ENTERPRISE BANK — 2012
What AMERICAN ENTERPRISE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 277,070,000 | 265,474,000 | 267,969,000 | 255,809,000 |
| Total loans | 187,245,000 | 177,894,000 | 174,424,000 | 159,255,000 |
| Allowance for loan losses | 10,329,000 | 10,265,000 | 10,065,000 | 8,102,000 |
| Securities available for sale | 48,658,000 | 39,503,000 | 38,379,000 | 37,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,512,000 | 229,765,000 | 237,303,000 | 225,015,000 |
| Interest-bearing deposits | 236,648,000 | 223,487,000 | 223,179,000 | 217,283,000 |
| Noninterest-bearing deposits | 6,865,000 | 6,277,000 | 14,124,000 | 7,732,000 |
| Equity capital | 23,827,000 | 26,056,000 | 23,592,000 | 23,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,497,000 | 5,153,000 | 7,423,000 | 10,092,000 |
| Interest expense | 529,000 | 961,000 | 1,357,000 | 1,737,000 |
| Net interest income | 1,968,000 | 4,192,000 | 6,066,000 | 8,355,000 |
| Noninterest income | 2,785,000 | 6,260,000 | 5,704,000 | 6,437,000 |
| Noninterest expense | 3,333,000 | 7,183,000 | 10,219,000 | 14,288,000 |
| Provision for loan losses | 0 | 0 | 650,000 | 0 |
| Pretax income | 1,420,000 | 3,327,000 | 959,000 | 562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,420,000 | 3,327,000 | 959,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,506,000 | 24,414,000 | 22,045,000 | 21,649,000 |
| Total capital | 25,366,000 | 27,153,000 | 24,725,000 | 24,089,000 |
| Risk-weighted assets | 221,362,000 | 211,573,000 | 206,999,000 | 189,498,000 |