Call reports 2010
AMERICAN ENTERPRISE BANK — 2010
What AMERICAN ENTERPRISE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 401,904,000 | 411,730,000 | 383,294,000 | 384,680,000 |
| Total loans | 284,266,000 | 259,912,000 | 256,498,000 | 248,250,000 |
| Allowance for loan losses | 13,323,000 | 12,671,000 | 14,439,000 | 13,628,000 |
| Securities available for sale | 29,236,000 | 96,352,000 | 85,596,000 | 85,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,463,000 | 352,360,000 | 333,696,000 | 334,165,000 |
| Interest-bearing deposits | 347,114,000 | 344,997,000 | 328,394,000 | 328,530,000 |
| Noninterest-bearing deposits | 5,349,000 | 7,363,000 | 5,302,000 | 5,635,000 |
| Equity capital | 26,925,000 | 35,964,000 | 33,954,000 | 34,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,548,000 | 6,849,000 | 10,052,000 | 12,758,000 |
| Interest expense | 1,576,000 | 3,239,000 | 4,672,000 | 5,950,000 |
| Net interest income | 1,972,000 | 3,610,000 | 5,380,000 | 6,808,000 |
| Noninterest income | 275,000 | 627,000 | 1,003,000 | 1,453,000 |
| Noninterest expense | 2,352,000 | 4,979,000 | 8,285,000 | 12,001,000 |
| Provision for loan losses | 2,021,000 | 3,221,000 | 6,971,000 | 9,105,000 |
| Pretax income | -1,997,000 | -3,603,000 | -6,860,000 | -10,832,000 |
| Income tax | 0 | -259,000 | -263,000 | -263,000 |
| Net income | -1,997,000 | -3,344,000 | -6,597,000 | -10,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,388,000 | 35,040,000 | 33,788,000 | 34,815,000 |
| Total capital | 30,244,000 | 38,829,000 | 37,354,000 | 38,256,000 |
| Risk-weighted assets | 299,022,000 | 294,271,000 | 274,371,000 | 265,067,000 |