Call reports 2009
AMERICAN ENTERPRISE BANK — 2009
What AMERICAN ENTERPRISE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 381,740,000 | 381,300,000 | 389,142,000 | 349,727,000 |
| Total loans | 290,572,000 | 285,854,000 | 287,102,000 | 285,982,000 |
| Allowance for loan losses | 3,864,000 | 4,539,000 | 14,030,000 | 10,117,000 |
| Securities available for sale | 62,247,000 | 59,091,000 | 60,874,000 | 37,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,282,000 | 334,699,000 | 343,185,000 | 301,373,000 |
| Interest-bearing deposits | 312,157,000 | 311,294,000 | 339,261,000 | 296,911,000 |
| Noninterest-bearing deposits | 21,125,000 | 23,404,000 | 3,923,000 | 4,462,000 |
| Equity capital | 28,065,000 | 27,572,000 | 27,047,000 | 25,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,661,000 | 9,184,000 | 13,437,000 | 17,532,000 |
| Interest expense | 2,539,000 | 4,945,000 | 7,308,000 | 9,053,000 |
| Net interest income | 2,122,000 | 4,239,000 | 6,129,000 | 8,479,000 |
| Noninterest income | -90,000 | -156,000 | -837,000 | -1,206,000 |
| Noninterest expense | 2,436,000 | 4,806,000 | 6,961,000 | 9,317,000 |
| Provision for loan losses | 1,494,000 | 6,396,000 | 20,056,000 | 25,251,000 |
| Pretax income | -1,248,000 | -6,188,000 | -20,594,000 | -25,844,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | -1,250,000 | -6,190,000 | -20,596,000 | -25,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,958,000 | 26,815,000 | 26,135,000 | 25,384,000 |
| Total capital | 30,797,000 | 30,646,000 | 30,012,000 | 29,144,000 |
| Risk-weighted assets | 307,133,000 | 305,770,000 | 299,978,000 | 294,428,000 |