Call reports 2026
HOMETOWN COMMUNITY BANK — 2026
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 103,054,000 | 105,716,000 |
| Total loans | 86,204,000 | 91,020,000 |
| Allowance for loan losses | 989,000 | 989,000 |
| Securities available for sale | 10,481,000 | 11,189,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 93,002,000 | 90,803,000 |
| Interest-bearing deposits | 78,119,000 | 76,392,000 |
| Noninterest-bearing deposits | 14,883,000 | 14,411,000 |
| Equity capital | 9,340,000 | 9,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,457,000 | 2,945,000 |
| Interest expense | 524,000 | 1,062,000 |
| Net interest income | 933,000 | 1,883,000 |
| Noninterest income | 41,000 | 81,000 |
| Noninterest expense | 433,000 | 932,000 |
| Provision for loan losses | 15,000 | 15,000 |
| Pretax income | 526,000 | 1,017,000 |
| Income tax | 32,000 | 56,000 |
| Net income | 494,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,245,000 | 9,416,000 |