Call reports 2024
HOMETOWN COMMUNITY BANK — 2024
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 86,434,000 | 88,041,000 | 91,013,000 | 93,123,000 |
| Total loans | 72,296,000 | 77,033,000 | 79,087,000 | 80,769,000 |
| Allowance for loan losses | 689,000 | 734,000 | 779,000 | 824,000 |
| Securities available for sale | 7,366,000 | 6,570,000 | 6,691,000 | 6,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,172,000 | 77,305,000 | 81,407,000 | 81,658,000 |
| Interest-bearing deposits | 59,789,000 | 61,035,000 | 65,383,000 | 65,604,000 |
| Noninterest-bearing deposits | 18,383,000 | 16,270,000 | 16,024,000 | 16,054,000 |
| Equity capital | 7,728,000 | 7,688,000 | 8,036,000 | 8,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,162,000 | 3,343,000 | 4,583,000 |
| Interest expense | 398,000 | 865,000 | 1,405,000 | 1,957,000 |
| Net interest income | 686,000 | 1,297,000 | 1,938,000 | 2,626,000 |
| Noninterest income | 28,000 | 50,000 | 77,000 | 79,000 |
| Noninterest expense | 401,000 | 844,000 | 1,253,000 | 1,679,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 268,000 | 413,000 | 627,000 | 846,000 |
| Income tax | 37,000 | 72,000 | 78,000 | 102,000 |
| Net income | 231,000 | 341,000 | 549,000 | 744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,948,000 | 7,894,000 | 8,060,000 | 8,190,000 |