Call reports 2023
HOMETOWN COMMUNITY BANK — 2023
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 81,111,000 | 79,259,000 | 81,760,000 | 86,776,000 |
| Total loans | 60,566,000 | 66,605,000 | 68,980,000 | 71,827,000 |
| Allowance for loan losses | 504,000 | 549,000 | 594,000 | 644,000 |
| Securities available for sale | 7,816,000 | 7,690,000 | 7,498,000 | 7,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,622,000 | 71,150,000 | 69,481,000 | 73,894,000 |
| Interest-bearing deposits | 55,697,000 | 55,194,000 | 52,500,000 | 55,837,000 |
| Noninterest-bearing deposits | 17,925,000 | 15,956,000 | 16,981,000 | 18,056,000 |
| Equity capital | 7,332,000 | 7,257,000 | 7,208,000 | 7,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,767,000 | 2,717,000 | 3,715,000 |
| Interest expense | 142,000 | 372,000 | 679,000 | 1,047,000 |
| Net interest income | 720,000 | 1,395,000 | 2,038,000 | 2,668,000 |
| Noninterest income | 20,000 | 44,000 | 72,000 | 106,000 |
| Noninterest expense | 387,000 | 795,000 | 1,195,000 | 1,603,000 |
| Provision for loan losses | 20,000 | 65,000 | 110,000 | 160,000 |
| Pretax income | 333,000 | 579,000 | 805,000 | 1,011,000 |
| Income tax | 19,000 | 46,000 | 68,000 | 101,000 |
| Net income | 314,000 | 533,000 | 737,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,668,000 | 7,657,000 | 7,739,000 | 7,714,000 |