Call reports 2022
HOMETOWN COMMUNITY BANK — 2022
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 82,280,000 | 80,317,000 | 76,165,000 | 80,926,000 |
| Total loans | 57,468,000 | 58,096,000 | 60,688,000 | 62,829,000 |
| Allowance for loan losses | 402,000 | 448,000 | 448,000 | 484,000 |
| Securities available for sale | 8,928,000 | 8,550,000 | 8,161,000 | 8,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,245,000 | 73,414,000 | 69,307,000 | 73,863,000 |
| Interest-bearing deposits | 57,618,000 | 54,740,000 | 52,509,000 | 56,114,000 |
| Noninterest-bearing deposits | 17,627,000 | 18,674,000 | 16,798,000 | 17,749,000 |
| Equity capital | 6,918,000 | 6,867,000 | 6,793,000 | 6,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,391,000 | 2,134,000 | 2,983,000 |
| Interest expense | 83,000 | 161,000 | 238,000 | 344,000 |
| Net interest income | 594,000 | 1,230,000 | 1,896,000 | 2,639,000 |
| Noninterest income | 12,000 | 30,000 | 55,000 | 74,000 |
| Noninterest expense | 395,000 | 778,000 | 1,191,000 | 1,672,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 65,000 |
| Pretax income | 211,000 | 452,000 | 730,000 | 976,000 |
| Income tax | 23,000 | 45,000 | 158,000 | 180,000 |
| Net income | 188,000 | 407,000 | 572,000 | 796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,892,000 | 7,103,000 | 7,282,000 | 7,340,000 |