Call reports 2021
HOMETOWN COMMUNITY BANK — 2021
What HOMETOWN COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 78,363,000 | 75,761,000 | 75,363,000 | 80,769,000 |
| Total loans | 47,626,000 | 52,323,000 | 54,495,000 | 57,268,000 |
| Allowance for loan losses | 354,000 | 355,000 | 380,000 | 402,000 |
| Securities available for sale | 4,595,000 | 7,529,000 | 7,236,000 | 6,938,000 |
| Securities held to maturity | 22,000 | 19,000 | 19,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,152,000 | 68,311,000 | 67,718,000 | 73,339,000 |
| Interest-bearing deposits | 54,150,000 | 53,260,000 | 53,274,000 | 53,870,000 |
| Noninterest-bearing deposits | 17,001,000 | 15,051,000 | 14,443,000 | 19,468,000 |
| Equity capital | 7,065,000 | 7,301,000 | 7,542,000 | 7,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,359,000 | 2,189,000 | 2,947,000 |
| Interest expense | 117,000 | 228,000 | 329,000 | 420,000 |
| Net interest income | 524,000 | 1,131,000 | 1,860,000 | 2,527,000 |
| Noninterest income | 103,000 | 117,000 | 129,000 | 156,000 |
| Noninterest expense | 379,000 | 758,000 | 1,126,000 | 1,565,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 47,000 |
| Pretax income | 248,000 | 490,000 | 838,000 | 1,071,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 490,000 | 838,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,460,000 | 6,711,000 | 6,966,000 | 6,814,000 |